Class Action Terms

1. Not a Law Firm; No Legal Advice

Collect is a technology tool that helps you discover publicly available class action settlements. It is not a law firm, lawyer referral service, or claims administrator, and it is not a substitute for advice from a qualified attorney.

• We do not provide legal advice, legal opinions, or legal representation
• Using Collect does not create an attorney–client relationship, a fiduciary relationship, or any advisory relationship between you and us
• We do not evaluate the legal merits of any claim, and nothing in the Services is a determination of your legal rights or eligibility
• We are not affiliated with any court, settlement administrator, class counsel, or defendant

2. What Collect Does — Discovery and Assistance Only

Collect surfaces information about publicly available class action settlements, compiled from public sources, and helps you discover settlements you may qualify for based on information you provide. That is the extent of what the Services do.

You File Directly With the Administrator

When you decide to pursue a settlement, Collect directs you to the settlement administrator's own website, where the official claim form opens (for example, in an in-app browser). You complete and submit the claim form yourself, directly to the administrator, on the administrator's website.

3. No Guarantees on Eligibility, Approval, Amount, or Timing

In particular, you acknowledge and agree that:

• Whether you qualify for a settlement is determined by the settlement's terms and by the administrator and court, not by Collect
• Claims may be approved, partially approved, reduced, delayed, or denied for many reasons, and payment is never guaranteed
• Settlement details — including deadlines, eligibility criteria, and payment terms — are compiled from public sources on a best-efforts basis, may contain errors or omissions, may be incomplete, and can change at any time by order of a court or administrator
• Our database may not include every available settlement, and a settlement's presence or absence in Collect implies nothing about its validity or your eligibility
• You are responsible for verifying settlement details, eligibility, and deadlines through the administrator's official channels before you rely on them

4. Payout Estimates Are Estimates Only

Collect may display an estimated potential payout for a settlement (for example, “Est. up to $X”). These figures are estimates derived from publicly available settlement terms and are provided only to help you decide which settlements to look into.

5. Your Certifications and Responsibilities

You are solely responsible for determining your own eligibility for any settlement and for the accuracy of everything you submit to an administrator. Because you file directly with the administrator, everything in your claim is your own statement.

By using the Services to discover and file settlement claims, you agree that:

• All information you submit to an administrator is true, complete, and accurate to the best of your knowledge
• You genuinely believe you meet the eligibility requirements for each claim you file
• You understand and accept the legal consequences of submitting false information
• You will not file duplicate claims for the same settlement
• You are solely responsible for any taxes owed on any settlement payment you receive
• You will seek independent legal or tax advice where appropriate

6. Claim Tracking Is Self-Declared

Collect may let you keep a personal record of settlements you have filed — for example, in a “My Claims” list. This record is based entirely on what you tell us.

7. Settlement Payments

All settlement payments are made directly to you by the court-appointed settlement administrator or paying party, using the method and on the schedule set by the settlement and the court. Collect never receives, holds, processes, or distributes settlement funds, and Collect takes no portion of any settlement payment.

Your subscription to Collect pays only for access to the settlement-discovery features described in these terms. It is not a payment for, and does not entitle you to, any settlement proceeds, and it is unrelated to whether you receive any settlement payment.

8. Assumption of Risk and Limitation of Liability

You expressly acknowledge and agree that your use of the settlement-discovery features, and any decision to file, refile, or not file a claim, is at your sole risk. You assume all risk associated with the filing and outcome of any settlement claim, including any claim that is denied, reduced, delayed, or unpaid, and any consequence of a missed deadline, an inaccurate submission, or reliance on settlement information or an estimate provided through the Services.

Company's aggregate liability arising out of or relating to these Class Action Terms is subject to the same disclaimers and the same limitation of liability set out in our Terms of Use, which are incorporated here by reference.

9. Changes and Contact

We may update these Class Action Terms from time to time. If we make material changes, we will provide notice through the Services or on our website and update the “Last Updated” date above. Your continued use of the Services after changes take effect constitutes your acceptance of the revised terms.

Questions about these Class Action Terms can be sent to:

Ferrix Labs Inc. (Canada)

Email: collect@ferrixlabs.com